Presidio offers inland marine policies to protect your business property while off-site and in transit. The form of transit may be physical or an instrumentality of travel. This coverage is a broader form of business property insurance.

Inland marine coverage generally applies to equipment, materials, and products when they are not on your property.

Available Coverage

• Accidental Damage & Collisions
• Building Materials
• Bridges, Roads & Piers
• Radio & Television Towers
• Shipping High-Value Products & Equipment
• Storing Equipment Owned by Others
• Technology
• Theft
• Third-Party Storage

Whether your equipment is on site, en route, or in use elsewhere, Presidio can protect its value.

Presidio offers an array of surety and bonds through the Acrisure network. Paired with local service from our team, these policies serve as contracts and certifications of compliance. Working in a variety of industries, your local risk advisors work with the leading surety bond agency to provide your business with the best surety and bonds available. Talk to one of our risk advisors if you fall into one of these four basic business categories.

1. Traditional – general contractors and corresponding sub-trades, heavy-highway, utility, etc.
2. Specialty – environmental remediation contractors, waste companies, mining operations, bonds required in the oil and gas industry, etc.
3. Development – guarantees which include subdivision bonds, similar completion guarantees, and a multitude of unique requirements facing this industry.
4. License, Permit & Miscellaneous – small compliance bonds required by state and local regulators.

Available Coverage

• Contract Surety Bonds
• Contractors Bid Bonds
• Contractors Performance & Payment Bonds
• Court Surety Bonds
• Development Bonds
• Environmental Remediation
• ERISA Bonds
• Fidelity Bonds
• Landfill Closure & Post-Closure Bonds
• License & Permits
• Notary Bonds
• Oil & Natural Gas Bonds
• Reclamation Bonds
• Specialty Bonds
• Vehicle Title Bonds

Small business insurance is important coverage you will need to protect what you have worked so hard to build. Presidio has dedicated experts that will help you find coverage that will cover damages, lawsuits from accidents, natural disasters, workers compensation claims, and more. We understand that all business insurance needs are unique to each industry, company and organizational structure. With our experience, we know that even the most prepared owners and managers may not anticipate the many specific considerations needed to make informed business insurance decisions. To ensure your business insurance needs are met we provide specialized products and exclusive proprietary solutions. We proactively provide personalized protection for your business needs. Our commitment to developing a deep knowledge of your industry, business goals and associated risks, Presidio can identify the most beneficial, protective and cost-efficient insurance plan options for every part of your business.

Presidio takes the time to evaluate each client’s business to develop the most appropriate insurance plan. Get the exact protection that your business needs to protect against claims for damages, or potential professional liability arising from the services you provide. Just like your business, the risk landscape is ever evolving. To help your business grow let us help develop the coverage for your business. We are prepared to service, your needs, challenges, and expectations

Pollution claims are not limited to large manufacturers. Presidio focuses on what matters to our clients. Our Agency Partners work to understand our clients businesses and create innovative insurance solutions to help protect their exposures and meet their risk management needs. Our network can help determine your business’s coverage needs and thoroughly explain your insurance options.

Presidio has the ability to help protect against the threats and claims that could potentially put your business in danger. Our diverse network and knowledge allows us to provide the best solutions to match your coverage needs.

Business scenarios can vary, yet no matter the industry, everyone has a goal they are looking to achieve; all with their own unique set of challenges, risks, and exposures standing in the way.

Presidio has worked with hundreds of clients in various industries, sectors and markets. We provide customized risk management and insurance programs for all types of commercial entities ranging from service companies, manufacturers, agribusiness and everything in between.

Protect your business with commercial general liability coverage from the Presidio team. Policies offer additional coverage to protect your business’ strength and longevity while providing peace of mind.

Accidents happen. Commercial general liability coverage can be written to ensure that physical injury or property damage resulting from your business’ operations or actions of your employees don’t shut your doors. Similar claims regarding financial damage caused by an employee’s decision are covered under an errors and omissions policy.

Consultative Service, Comprehensive Solutions

In order to create a custom risk program, our team takes time to learn the ins and outs of your business; how it operates, what your goals are, and what challenges keep you up at night. By immersing ourselves in your business we can develop an insurance solution that matches your needs, alleviates your pain points, and anticipates your risks.

Available Coverage

• Bodily Injury
• Medical Payments
• Personal & Advertising Injury
• Property Damage
• Defense Costs

Contact us today to discuss a policy tailored to your business.

It’s a fact: Nearly three million nonfatal workplace injuries and illnesses occur each year. To proactively protect employees, reduce losses and control costs, Presidio provides proven health and safety processes and programs for a safer work environment.

As an Acrisure Agency Partner, Presidio’s committed team works with you to analyze each aspect of your business’s health and safety planning needs.

Together, we can:

• Help identify situations that pose the greatest risks
• Create a proactive safety culture plan to reduce potential accidents
• Develop new processes, programs and compliance training to provide a safer work environment
• Establish a strong loss-control environment to provide better, faster care for injured employees
• Create customized training programs specifically for your business

Our Customer-centered Health & Safety Solutions

• Asbestos/Lead
• Claim/Accident Investigations
• Confined Space Evaluations
• Construction Site Evaluations
• Defensive Driving Training
• Drug-Free Workplace, Department of Transportation (DOT) Compliance
• Electrical Safety Awareness
• Ergonomic Evaluation and Training
• Exposure Control Programs
• Hazard Communication (GH5)
• Hearing Conservation
• Heat/Cold Stress
• Industrial Hygiene Services
• Machine Guarding
• Mock OSHA Audits
• On-Site Audits and Inspections
• Personal Protective Equipment
• Post-Accident Analysis
• Powered Industrial Lift Truck
• Prevention of Back Injuries
• Program Follow-up and Review
• Reasonable Suspicion Training for Supervisors
• Red Cross First Aid/CPR Training
• Repetitive Motion Safety
• Safety Culture Development
• Safety Program Development to Reduce experience Modification Rate
• Safety Program Health Assessment
• Safety Program Resource (Manuals)
• Safety Training
• Safety Training Modules
• Slips, Trips and Falls
• Violence in the Workplace

Safety Programs

• Behavior Based Safety
• Exposure Control Programs
• Occupational Safety and Health Administration (OSHA) Record keeping
• Safety Culture Assessment

As a growing business, we understand the risk landscape is ever evolving. We evaluate each client’s business independently to develop the most appropriate coverage for the specific needs of each organization. We work closely with clients to create innovative insurance products and services to mitigate risk, and to control insurance expenses. Presidio combines its local agency presence and resource, with the strength, insight and expertise of our staff. Any company that offers retirement, health or other employee welfare plan, then you know the challenges these can be to administer. To ensure your plans are properly managed our experts will provide you with their professional understanding and knowledge that can get you the fiduciary coverage that is needed to manage and provide professional liability.

Presidio provides employment practice liability to protect businesses from claims made by employees who feel their legal rights have been violated.

Costly claims can be made by current and former employees as well as prospective employees and third parties. Having comprehensive employment practice liability coverage in place along with regular training and compliance initiatives creates a more transparent and claim-free work environment.

Strengthen your work environment with policies designed to prevent and protect against claims.

• Breach of Employment Contract
• Deprivation of Career Opportunity
• Discrimination
• Failure to Employ or Promote
• Mismanagement of Employee Benefit Plans
• Negligent Evaluation
• Sexual Harassment
• Wrongful Discipline
• Wrongful Infliction of Emotional Distress
• Wrongful Termination

Our clients receive on demand access to our specialists that are dedicated to excellence. We will take the time to discuss your options when it comes to finding you the right protection for your needs. Understanding the value and importance of how your business runs along with the tools that are used to run it, will help us provide you with the best service. We recognize the funds it takes to replace damages of machinery or equipment that may suffer mechanical or electrical failure. Our dynamic team of insurance professionals will provide you reliable service to make sure your business continues to run the way it should. At Presidio, every relationship we build continues our education on each individual needs, challenges and expectations of our valued clients.

Our commitment to developing a deep knowledge of your industry, business goals and associated risks, Presidio can identify the most beneficial, protective and cost-efficient insurance plan options for every part of your business. Presidio will give you that extra layer of protection, offer you the best service, and give you the best coverage to close those gaps that will help you and your business succeed.

Protect against potential professional liability arising from the services you provide. We will make sure to protect each employee and find the insurance that is the best fit for your business.

Whether your business owns one vehicle or a whole fleet, commercial auto coverage from Presidio provides confidence that your assets and employees are safe in case of an accident or damage.

For businesses with multiple vehicles and uses, coverage can be tailored to each specific vehicle’s uses and characteristics while allowing the organization to take advantage of group discounts.

Presidio covers cars, trucks, trailers, vans, or other vehicles designed for use on public roads under commercial auto policies.

Available Coverage

These policies include many standard features of personal auto coverage including collision, comprehensive, rental reimbursement, towing, and uninsured and underinsured motorists. These policies also go a step further to include:

• Higher liability thresholds
• Collision insurance regardless of fault
• Non-owned car liability covering employees’ personal vehicles used for business purposes

Buildings are subject to many different risks while under construction. At
Presidio, our promise is proactively providing the best protection for your
needs. With our expertise Presidio can identify the most beneficial, protective and cost-efficient option to meet your needs.

Presidio will use our expertise in creating an attractive option for your
company. We will find an effective solution that is appropriate for your
organization. We will structure a proper variety of benefits that will create
enhance and improve many aspects of your organization.

Presidio’s innovative mix of intellectual and technological strength prepares us to provide preeminent claims and loss consulting services. Our advocacy experts define broad experience in property, liability and executive claims.

As your advocate, we work closely with insurance carriers, third-party administrators, self-insured programs and independent adjusters to guide you through complicated claims issues. Our ability to customize a claims advocacy approach to minimize risks and total claims costs through timely, tailored solutions.

Presidio Claims Advocacy specialized services include:

• Claims-Needs Analysis
• Claims Reporting
• Client Communication
• In-Network Healthcare Provider Identification
• Renewal/Underwriting Advocacy
• Scheduled Claims and Audit Reviews
• Specific Claims Handling Instructions