Workers’ compensation from Presidio can be customized to provide wage replacement and medical benefits to employees who were injured in the course of their employment.

Most states require employers to carry workers’ compensation policies for regular, seasonal, and temporary workers. Combined with education on safe work practices and proper training, these policies ensure that a business and its employees are covered in case of an accident.

We suggest enhancing your existing voluntary benefits package by offering voluntary coverages to offset workers’ compensation costs. This will not only sharpen your competitive edge when attracting, engaging, and retaining top- notch employees, but studies show voluntary coverage could also reduce workers’ compensation claims and employee absenteeism.

Voluntary benefits are insurance products offered through a company, but are paid partially or solely by employees on a payroll-deducted basis. Voluntary benefits products include wellness programs, tuition savings, life insurance, and many more.

Available Coverage

• Trips & Falls
• Auto Accidents
• Disability
• Overexertion

Presidio offers coverage to protect businesses from cyber liability while protecting our growing dependence on technology.

Despite your best efforts, a hacker may expose sensitive information on and client data or an employee’s mistake may physically damage equipment and/or your business’ reputation. Whatever your needs are, we can customize a cyber liability policy to the specific data, equipment, and operations of your business and the associated risks.

We suggest cyber liability policies for a variety of reasons. Talk to one of our risk advisors if you:

• Own sensitive property that could be damaged by environmental changes or computer services that could be impaired by malicious programming.
• Store data off-site that could be compromised or destroyed leading to loss of income.
• Publish, advertise, telecast, or broadcast information which may result in claims of libel, slander, or invasion of privacy.
• Conduct client-based work that may result in claims of breach of contract or missing and/or incomplete work resulting in loss of profit and extra expenses.